Public Service Announcement: There are many Americans who don’t have direct deposit bank accounts and still haven’t received their stimulus payments to cope with the pandemic. Those are being mailed out in the form of pre-loaded debit cards. At the link is some information on what to look for in the mail and how to use them.
First and most important point: when you see a plain envelope that appears to contain a plastic debit card, DO NOT throw it away thinking it’s a come-on to get you to sign up for a credit card. It might be, but it might also be your $1200-a-person stimulus payment.